:root{--navy:#14365c;--blue:#2676a8;--teal:#07858b;--ink:#263746;--muted:#5d6b78;--pale:#eef5f8;--white:#fff;--line:#dce6ec}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,92%);margin:auto}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:15px 0}
.brand{font-size:1.45rem;font-weight:800;color:var(--navy);letter-spacing:.04em;white-space:nowrap}
.brand small{display:block;font-size:.65rem;letter-spacing:.08em;color:var(--teal);font-weight:700}
nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
nav a{font-size:.92rem;color:var(--navy);font-weight:700}
nav a.quote-link{background:var(--teal);color:#fff;padding:9px 13px;border-radius:5px}
.hero{background:linear-gradient(115deg,rgba(20,54,92,.94),rgba(7,133,139,.82)),linear-gradient(45deg,#dceaf0,#fff);color:#fff;padding:82px 0 76px}
.hero h1{font-size:clamp(2.2rem,5vw,3.8rem);line-height:1.12;max-width:800px;margin:0 0 18px}
.hero p{font-size:1.16rem;max-width:720px;margin:0 0 28px;color:#f0f7fa}
.btn{display:inline-block;padding:12px 18px;border-radius:5px;font-weight:700;margin:4px 8px 4px 0;background:var(--teal);color:#fff}
.btn.secondary{background:#fff;color:var(--navy);border:1px solid #fff}
.section{padding:58px 0}
.section.pale{background:var(--pale)}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--teal);font-weight:800;font-size:.78rem}
h1,h2,h3{color:var(--navy);line-height:1.25}
h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 18px}
h3{font-size:1.15rem;margin:0 0 9px}
.lead{font-size:1.12rem;color:var(--muted);max-width:800px}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:26px}
.card{border:1px solid var(--line);border-radius:10px;padding:24px;background:#fff;box-shadow:0 6px 20px rgba(20,54,92,.04)}
.card p{margin-bottom:0;color:var(--muted)}
.feature-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px;padding:0;list-style:none}
.feature-list li{padding-left:28px;position:relative}
.feature-list li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}
.page-hero{background:var(--pale);padding:52px 0}
.page-hero h1{font-size:clamp(2rem,4vw,3rem);margin:0 0 12px}
.page-hero p{max-width:780px;color:var(--muted);font-size:1.1rem;margin:0}
.contact-strip{background:var(--navy);color:#fff;padding:30px 0}
.contact-strip .inner{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.contact-strip h2{color:#fff;margin:0}
.contact-strip a{color:#fff}
form{max-width:820px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
label{display:block;font-weight:700;color:var(--navy);font-size:.92rem}
input,select,textarea{width:100%;padding:12px;margin-top:6px;border:1px solid #cbd8e0;border-radius:5px;font:inherit;background:#fff;color:var(--ink)}
textarea{min-height:140px;resize:vertical}
.full{grid-column:1/-1}
button{border:0;cursor:pointer;font:inherit}
.notice{background:#fff7df;border-left:4px solid #e3b341;padding:14px 18px;border-radius:4px;color:#594819}
footer{background:#102b49;color:#dbe6ee;padding:34px 0 22px}
footer .footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:26px}
footer h3{color:#fff}
footer a{color:#dbe6ee}
footer p{margin:7px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:24px;padding-top:16px;font-size:.85rem}
.small{font-size:.9rem;color:var(--muted)}
@media(max-width:850px){.nav-wrap{align-items:flex-start;flex-direction:column}nav{gap:12px}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}footer .footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.hero{padding:58px 0}.grid,.feature-list,.form-grid,footer .footer-grid{grid-template-columns:1fr}.full{grid-column:auto}.section{padding:42px 0}nav a{font-size:.86rem}}